Live Financial Model

Beneficiary projections.

Adjust the yellow inputs below to model contributions to the FRRRA, Prosecutors Retirement Fund, and Sheriffs' Retirement Fund under the 10% AGR pilot.

Assumptions

Torch AGI (peak)

Peak operations: 10% ≈ $10M → ~$100M AGI.

Avg. location AGI (peak)

Peak per-location AGI → ~$1M pledge each (about a tenth of Torch's outlay).

# of locations

Sized so combined location pledge matches Torch's commitment (~10 locations).

Contribution rate

Of adjusted gross revenue.

Torch ramp by year (% of full run-rate)

Y1%

Y2%

Y3%

Y4%

Y5%

Locations ramp by year (% of full run-rate)

Y1%

Y2%

Y3%

Y4%

Y5%

Beneficiary split

FRRRA

Prosecutors Retirement Fund

Sheriffs' Retirement Fund

Split total: 100%

Full run-rate

$20,000,000

Total annual pool

$10,000,000

FRRRA (50.0%)

$5,000,000

Prosecutors (25.0%)

$5,000,000

Sheriffs (25.0%)

5-Year projection

Year	Torch	Locations	Total pool	FRRRA	Prosecutors	Sheriffs
Year 1	100%	0%	$10,000,000	$5,000,000	$2,500,000	$2,500,000
Year 2	100%	25%	$12,500,000	$6,250,000	$3,125,000	$3,125,000
Year 3	100%	50%	$15,000,000	$7,500,000	$3,750,000	$3,750,000
Year 4	100%	75%	$17,500,000	$8,750,000	$4,375,000	$4,375,000
Year 5	100%	100%	$20,000,000	$10,000,000	$5,000,000	$5,000,000
5-yr total			$75,000,000	$37,500,000	$18,750,000	$18,750,000

Monthly run-rate = annual ÷ 12. Payments arrive monthly under the proposed pilot.

Scenarios (annual run-rate)

Scenario	Total pool	FRRRA	Prosecutors	Sheriffs
Torch only	$10,000,000	$5,000,000	$2,500,000	$2,500,000
Torch + 5 locations	$15,000,000	$7,500,000	$3,750,000	$3,750,000
Torch + 10 locations	$20,000,000	$10,000,000	$5,000,000	$5,000,000
Torch + 20 locations	$30,000,000	$15,000,000	$7,500,000	$7,500,000

Notes & sources

Torch AGI baseline (~$100M) reflects peak operations: 10% ≈ $10M annual outlay, contributed at full run-rate from Year 1.
Location pool is sized to match Torch's commitment at full ramp — ~10 peak locations at ~$10M AGI each producing ~$1M apiece, totaling another ~$10M.
Locations ramp 0 → 100% across the 5-year pilot, so the combined pool grows from ~$10M in Year 1 to ~$20M at Year 5. Adjust the ramp inputs to model faster or slower location adoption.
FRRRA contributions are not tax-deductible — deductibility language was stripped during prior negotiations.
Torch will voluntarily continue its financial commitment to these beneficiaries in a regulated VLT market, preserving the public-safety funding stream beyond the pilot.
Figures are pre-distribution estimates; actual disbursements subject to AGO interim rules and final pilot mechanics.